TERMS OF MEMBERSHIP AND MEMBERSHIP AGREEMENT

This Agreement is made between Membership Services Corporation ("MSC"), a Pennsylvania Corporation at Membership Services Center, Riegelsville, PA 18077, providing Services ("Service"), and the person and company on the membership application or membership card and their employees and/or (hereinafter referred to both individually and collectively  as "Members").1.  Service - A) It is understood and Agreed by the parties that MSC is an information service only. B) The Service, which MSC shall provide to the Members during the Term of the Membership, shall include the Products, Services, and Benefits detailed in the membership benefit materials, and in such other membership materials and correspondence delivered to Members by MSC from time to time. C) The membership cards, issued to Members, are the property of MSC and shall be returned to MSC promptly upon request. D) Members shall have the right to terminate this Agreement at any time. Members may cancel this Agreement by returning their membership cards to MSC, Membership Services Center, Riegelsville, PA 18077, Attention: Membership Services Dept. If Members cancel this Agreement before the end of a Membership Term for which Members have paid, Members can receive a full refund of the amount they paid for the remaining portion of the Membership Term, calculated on a pro rata basis without any deductions, upon Members’ written request and Members' return of all membership materials to MSC. Cancellation will not become effective until all membership cards and materials are received by MSC. Members shall remain liable for any other fees or charges to be paid pursuant to this Agreement. E) Failure of Members to cancel their membership or their use of the membership card or any of the benefits, products, services, or materials offered by or through MSC by Members will constitute Members’ acceptance of all of the Terms and Conditions of Membership.2.  Non-Assignability - A) Neither this Agreement, nor any of the rights or obligations of Members hereunder, may be assigned, in whole or in part, by Members without the prior written consent of MSC. B) Members agree that they will use the service only for their own Benefit and for their spouse/significant other and dependent children residing in their household. Members shall be responsible for all use of their membership number and shall notify MSC immediately of any unauthorized use of their membership number, or theft or misplacement of the membership number or card.3.  Liability - A) MSC shall have no liability to any Members as a seller of any product or service, including, without limitation, any liability for any defective products or services. MSC makes no warranty, express or implied, as to description, quality, merchantability, fitness for any particular purpose, productiveness, or any other matter, for any Products or Services purchased or used by Members through their Membership in MSC. Members acknowledge that they have read all of the Terms of Membership and are not relying on MSC's skill or judgment in selecting the Products and Services available to Members and that MSC shall, under no circumstances, be liable for any actual, consequential or incidental damages. It is the responsibility of the person and/or company on the membership application to ensure that all employees are aware of these Terms of Membership. MSC's liability to any Member shall in no event exceed the amount of the MSC membership fee paid by or on behalf of that Member individually. MSC shall have no liability for any delay in delivery for any cause beyond MSC's control, including delay due to Union disputes or factory production schedules. B) MSC shall not be responsible for any errors or omissions, including information in the benefit materials and communications, price changes or out-of-stock products or service availability. C) All benefits, discounts, prices, access telephone numbers, and procedures are subject to change without notice. D) MSC assumes no responsibility for the payment or contribution of any use or sales tax on the products or services which may be imposed by State or Federal Taxing Authority and such taxes, to the extent imposed, shall remain the sole responsibility of the Members or the direct provider of the products and services, as the case may be.

4. Term - Unless Members notify MSC that they do not wish to renew their membership, MSC will automatically renew their membership in MSC at the end of each Term and bill the then-current renewal fee, if applicable, to the same credit card, credit line, bank account, or address their original membership fee was billed to or paid through, or to the current credit card, credit line, bank account, or address that MSC has in its files.

5. Notices - Except where stated above, any notices from Members to MSC must be in writing and shall be deemed to have been given when actually delivered to MSC. Any notice from MSC to Members when delivered to any address the Members have given to MSC. Members must notify MSC of any changes in their address.6. Entire Agreement / Governing Law - All agreement(s) between MSC and MSC Member shall be governed by and enforceable in accordance with the laws of the Commonwealth of Pennsylvania or Suppliers’ state of incorporation at the option of MSC. Any and all controversies or claims of whatsoever kind or nature, except injunctive relief under paragraph 2, arising out of or relating to any Agreement between MSC and MSC Member and Benefit Terms, or the breach thereof, may be filed with the American Arbitration Association, which award shall be binding upon all parties and unappealable upon all parties and may be entered in any court having jurisdiction thereof or, at MSC’s sole option, MSC may elect to enforce the agreement and terms by bringing or maintaining an action in any court having situs in Suppliers’ state of incorporation or in a County Court of the Commonwealth of Pennsylvania or the federal district court at the sole option of MSC and MSC Member agrees that service of process may be made by certified mail postage prepaid direct to MSC Member. MSC Member agrees that, whatever and wherever such action is brought and/or maintained by MSC, MSC Member shall pay reasonable attorney’s fees and court costs incurred by MSC. This Agreement shall be deemed to be signed if by counterpart and/or by facsimile (fax) communication.